Card0/4 on file
Annual fee: issuer restricts access
Zilch · Card
Zilch
The Zilch is a credit card from Zilch. Zilch's site does not let us read its terms, so we leave the annual fee blank — check it on Zilch's own site. Here is what we hold on it, and what we do not.
Opens Zilch’s site
Ledger entry
The receipt
Every cost line we hold for the Zilch, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- 14.9%Checked zilch.com
- Income requirement
- Not confirmed
- Network
- Not confirmed
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
We couldn't verify this · check with the issuerWe hold no published welcome offer for the Zilch. That may mean there isn’t one, or simply that we have not recorded it — Zilch’s own page is the place to check.
Rewards
What it earns
No earn rates on file
We couldn't verify this · check with the issuerWe hold no category earn rates for the Zilch. Rather than print a multiplier we cannot source, this stays blank until Zilch’s own terms give us one.
Next step
Ready to apply for the Zilch?
You'll finish the application on Zilch's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Zilch’s site
Questions
Questions about the Zilch
How much is the Zilch annual fee?
We could not verify the Zilch's annual fee, so we do not print one. Check the current annual fee on Zilch's own site before you apply.
What does the Zilch earn?
We could not verify the Zilch's earn rates, so we do not print a multiplier. Check them on Zilch's own site.
What network is the Zilch on?
We hold no card network on record for the Zilch. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Zilch before you apply.
Is the Zilch available in United Kingdom?
Yes — the Zilch is issued by Zilch and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.
When were the Zilch figures last checked?
We checked its purchase APR in September 2026, against a published document. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with Zilch. Terms can change without notice, so confirm the current details with Zilch before you apply.