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Visa2/4 on file
✓ Annual fee checked
Ulster Bank · Visa

The Ulster Bank Credit Card

Low InterestNo Annual Fee

The The Ulster Bank Credit Card is a Visa card from Ulster Bank with an annual fee of £0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Ulster Bank: credit requirement. Ulster Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee£0per yearChecked ulsterbank.co.uk
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Ulster BankCompare this card
Opens Ulster Bank’s site
Ledger entry

The receipt

Every cost line we hold for the The Ulster Bank Credit Card, exactly as recorded.

Annual fee
£0Checked ulsterbank.co.uk
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
12.9%Checked ulsterbank.co.uk
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Ulster Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the The Ulster Bank Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Ulster Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the The Ulster Bank Credit Card. Rather than print a multiplier we cannot source, this stays blank until Ulster Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • No annual fee
  • No balance transfer fees
  • Low interest rate on balance transfers
  • Free credit score in app
  • Apple Pay and Google Pay support
  • Manage card via app with spending alerts
Next step

Ready to apply for the The Ulster Bank Credit Card?

You'll finish the application on Ulster Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Ulster Bank’s site
Questions

Questions about the The Ulster Bank Credit Card

How much is the The Ulster Bank Credit Card annual fee?

The The Ulster Bank Credit Card has an annual fee of £0. Weigh that against the rewards and perks you will actually use.

What does the The Ulster Bank Credit Card earn?

Ulster Bank does not publish category earn rates for the The Ulster Bank Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the The Ulster Bank Credit Card on?

The The Ulster Bank Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the The Ulster Bank Credit Card available in United Kingdom?

Yes — the The Ulster Bank Credit Card is issued by Ulster Bank and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the The Ulster Bank Credit Card figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Ulster Bank: credit requirement. Not published by Ulster Bank where we checked: earn rates and welcome offer. We could not verify, so we do not print: foreign transaction fee. Check them with Ulster Bank. Terms can change without notice, so confirm the current details with Ulster Bank before you apply.