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Card2/4 on file
✓ Annual fee checked
Ulster Bank · Card

Purchase & Balance Transfer Card

Balance TransferLow InterestNo Annual Fee0% Intro Purchases

The Purchase & Balance Transfer Card is a credit card from Ulster Bank with an annual fee of £0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Ulster Bank: credit requirement. Ulster Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee£0per yearChecked ulsterbank.co.uk
Top earn rateNot confirmedNot published by the issuer where we checked ()
Apply on Ulster BankCompare this card
Opens Ulster Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Purchase & Balance Transfer Card, exactly as recorded.

Annual fee
£0Checked ulsterbank.co.uk
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
24.9%Checked ulsterbank.co.uk
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with Ulster Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Purchase & Balance Transfer Card. That may mean there isn’t one, or simply that we have not recorded it — Ulster Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Purchase & Balance Transfer Card. Rather than print a multiplier we cannot source, this stays blank until Ulster Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • 0% interest on purchases for up to 23 months
  • 0% interest on balance transfers for up to 21 months
  • Free credit score in app
  • Apple Pay or Google Pay support
  • Manage card and get spending alerts via app
Next step

Ready to apply for the Purchase & Balance Transfer Card?

You'll finish the application on Ulster Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Ulster Bank’s site
Questions

Questions about the Purchase & Balance Transfer Card

How much is the Purchase & Balance Transfer Card annual fee?

The Purchase & Balance Transfer Card has an annual fee of £0. Weigh that against the rewards and perks you will actually use.

What does the Purchase & Balance Transfer Card earn?

Ulster Bank does not publish category earn rates for the Purchase & Balance Transfer Card where we checked (October 2026), so we do not print a multiplier.

What network is the Purchase & Balance Transfer Card on?

We hold no card network on record for the Purchase & Balance Transfer Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Ulster Bank before you apply.

Is the Purchase & Balance Transfer Card available in United Kingdom?

Yes — the Purchase & Balance Transfer Card is issued by Ulster Bank and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Purchase & Balance Transfer Card figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Ulster Bank: credit requirement. Not published by Ulster Bank where we checked: earn rates. We could not verify, so we do not print: foreign transaction fee and welcome offer. Check them with Ulster Bank. Terms can change without notice, so confirm the current details with Ulster Bank before you apply.