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Mastercard0/4 on file
Annual fee: issuer restricts access
Tesco Bank · Mastercard

Foundation Credit Card

Credit Building

The Foundation Credit Card is a Mastercard from Tesco Bank. Tesco Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Tesco Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Sep 2026). Not yet checked with Tesco Bank: credit requirement. Tesco Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Tesco BankCompare this card
Opens Tesco Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Foundation Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
29.9%Checked tescobank.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Tesco Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Foundation Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Tesco Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Foundation Credit Card. Rather than print a multiplier we cannot source, this stays blank until Tesco Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Access to Tesco Bank CreditView (provided by TransUnion) for 3 years to track credit score
  • Potential for regular credit limit increases with responsible use
  • Starting credit limits between £200 - £1,500
  • Monthly repayments from £25
  • Manage account via Mobile Banking App and Online Banking
  • No impact to credit score when checking eligibility
Next step

Ready to apply for the Foundation Credit Card?

You'll finish the application on Tesco Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Tesco Bank’s site
Questions

Questions about the Foundation Credit Card

How much is the Foundation Credit Card annual fee?

We could not verify the Foundation Credit Card's annual fee, so we do not print one. Check the current annual fee on Tesco Bank's own site before you apply.

What does the Foundation Credit Card earn?

We could not verify the Foundation Credit Card's earn rates, so we do not print a multiplier. Check them on Tesco Bank's own site.

What network is the Foundation Credit Card on?

The Foundation Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Foundation Credit Card available in United Kingdom?

Yes — the Foundation Credit Card is issued by Tesco Bank and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Foundation Credit Card figures last checked?

We checked its purchase APR in September 2026, against a published document. Not yet checked with Tesco Bank: credit requirement. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with Tesco Bank. Terms can change without notice, so confirm the current details with Tesco Bank before you apply.