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Mastercard0/4 on file
Annual fee: issuer restricts access
Tesco Bank · Mastercard

Balance Transfer Credit Card

Balance TransferGas & FuelLow InterestRewards

The Balance Transfer Credit Card is a Mastercard from Tesco Bank. Tesco Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Tesco Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Sep 2026). Not yet checked with Tesco Bank: foreign transaction fee. Tesco Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Tesco BankCompare this card
Opens Tesco Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Balance Transfer Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
2.75%Two independent reads agree · not quoted verbatimtescobank.com
Purchase APR
24.9%–29.9%Checked tescobank.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Balance Transfer Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Tesco Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Balance Transfer Credit Card. Rather than print a multiplier we cannot source, this stays blank until Tesco Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 0% interest on balance transfers for 36 months (3.45% fee)
  • 0% interest on money transfers for 9 months (3.99% fee)
  • Can transfer up to 95% of available credit limit
  • Collect Clubcard points on spending in and out of Tesco
  • Unlock Clubcard Prices by tapping card at till
  • Eligibility checker available without affecting credit score
Next step

Ready to apply for the Balance Transfer Credit Card?

You'll finish the application on Tesco Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Tesco Bank’s site
Questions

Questions about the Balance Transfer Credit Card

How much is the Balance Transfer Credit Card annual fee?

We could not verify the Balance Transfer Credit Card's annual fee, so we do not print one. Check the current annual fee on Tesco Bank's own site before you apply.

What does the Balance Transfer Credit Card earn?

We could not verify the Balance Transfer Credit Card's earn rates, so we do not print a multiplier. Check them on Tesco Bank's own site.

What network is the Balance Transfer Credit Card on?

The Balance Transfer Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Balance Transfer Credit Card available in United Kingdom?

Yes — the Balance Transfer Credit Card is issued by Tesco Bank and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Balance Transfer Credit Card figures last checked?

We checked its purchase APR in September 2026, against a published document. Not yet checked with Tesco Bank: foreign transaction fee. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with Tesco Bank. Terms can change without notice, so confirm the current details with Tesco Bank before you apply.