Balance Transfer and Purchases Credit Card
The Balance Transfer and Purchases Credit Card is a Mastercard from Tesco Bank. Tesco Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Tesco Bank's own site. Here is what we hold on it, and what we do not.
Checked against a published document: purchase APR (Sep 2026). Not yet checked with Tesco Bank: credit requirement. Tesco Bank’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the Balance Transfer and Purchases Credit Card, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- 24.9%Checked tescobank.com
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- NoneNot yet checked with Tesco Bank
The welcome offer
We hold no published welcome offer for the Balance Transfer and Purchases Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Tesco Bank’s own page is the place to check.
What it earns
We hold no category earn rates for the Balance Transfer and Purchases Credit Card. Rather than print a multiplier we cannot source, this stays blank until Tesco Bank’s own terms give us one.
Perks & benefits
Card benefits
- 0% interest on balance transfers for 21 months (2.95% fee)
- 0% interest on purchases for 21 months
- Collect Clubcard points on spend in and out of Tesco
- Unlock Clubcard Prices at checkout
- Mobile Banking App and Online Banking access
Ready to apply for the Balance Transfer and Purchases Credit Card?
You'll finish the application on Tesco Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.