Skip to content
Mastercard1/4 on file
Annual fee: issuer restricts access
Santander UK · Mastercard

Everyday No Balance Transfer Fee Credit Card

Balance TransferLow Interest0% Intro Purchases

The Everyday No Balance Transfer Fee Credit Card is a Mastercard from Santander UK. Santander UK's site does not let us read its terms, so we leave the annual fee blank — check it on Santander UK's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Sep 2026), purchase APR (Sep 2026), welcome offer (Sep 2026). Not yet checked with Santander UK: credit requirement. Santander UK’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerSee offer below
Apply on Santander UKCompare this card
Opens Santander UK’s site
Ledger entry

The receipt

Every cost line we hold for the Everyday No Balance Transfer Fee Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
2.95%Checked santander.co.uk
Purchase APR
24.9%Checked santander.co.uk
Income requirement
Not confirmed
Network
Mastercard
Credit needed
FairNot yet checked with Santander UK
Sign-up

The welcome offer

Take control with 0% interest on balance transfers for 12 months

Checked santander.co.uk
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Everyday No Balance Transfer Fee Credit Card. Rather than print a multiplier we cannot source, this stays blank until Santander UK’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • 0% interest on balance transfers for 12 months with no balance transfer fee
  • 0% interest on purchases for 3 months
  • No monthly account fee
  • Up to 3 additional cardholders
  • Up to 56 days interest-free period on purchases
  • Access to Santander Boosts cashback and rewards
  • Priceless Experiences offers via priceless.com
  • Section 75 purchase protection under the Consumer Credit Act
  • Instant card freeze/unfreeze via app
Next step

Ready to apply for the Everyday No Balance Transfer Fee Credit Card?

You'll finish the application on Santander UK's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Santander UK’s site
Questions

Questions about the Everyday No Balance Transfer Fee Credit Card

How much is the Everyday No Balance Transfer Fee Credit Card annual fee?

We could not verify the Everyday No Balance Transfer Fee Credit Card's annual fee, so we do not print one. Check the current annual fee on Santander UK's own site before you apply.

What does the Everyday No Balance Transfer Fee Credit Card earn?

Santander UK does not publish category earn rates for the Everyday No Balance Transfer Fee Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Everyday No Balance Transfer Fee Credit Card on?

The Everyday No Balance Transfer Fee Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Everyday No Balance Transfer Fee Credit Card available in United Kingdom?

Yes — the Everyday No Balance Transfer Fee Credit Card is issued by Santander UK and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Everyday No Balance Transfer Fee Credit Card figures last checked?

We checked its foreign transaction fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with Santander UK: credit requirement. Not published by Santander UK where we checked: earn rates. We could not verify, so we do not print: annual fee. Check them with Santander UK. Terms can change without notice, so confirm the current details with Santander UK before you apply.