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Mastercard0/4 on file
Annual fee: issuer restricts access
Santander UK · Mastercard

Everyday Long Term Balance Transfer Credit Card

The Everyday Long Term Balance Transfer Credit Card is a Mastercard from Santander UK. Santander UK's site does not let us read its terms, so we leave the annual fee blank — check it on Santander UK's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Sep 2026). Not yet checked with Santander UK: credit requirement. Santander UK’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmed
Ledger entry

The receipt

Every cost line we hold for the Everyday Long Term Balance Transfer Credit Card, exactly as recorded.

Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
24.9%Checked santander.co.uk
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Santander UK
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Everyday Long Term Balance Transfer Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Santander UK’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Everyday Long Term Balance Transfer Credit Card. Rather than print a multiplier we cannot source, this stays blank until Santander UK’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • No monthly account fee
  • 34 months 0% interest on balance transfers (3.15% fee, min £5)
  • 3 months 0% interest on purchases
  • Up to 56 days interest-free period on purchases if balance paid in full
  • Up to 3 additional cardholders
  • Santander Boosts cashback, vouchers and offers
  • Access to Priceless Experiences with Mastercard
  • Section 75 purchase protection
  • Instant card freezing via app
Next step

Ready to apply for the Everyday Long Term Balance Transfer Credit Card?

You'll finish the application on Santander UK's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Santander UK’s site
Questions

Questions about the Everyday Long Term Balance Transfer Credit Card

How much is the Everyday Long Term Balance Transfer Credit Card annual fee?

We could not verify the Everyday Long Term Balance Transfer Credit Card's annual fee, so we do not print one. Check the current annual fee on Santander UK's own site before you apply.

What does the Everyday Long Term Balance Transfer Credit Card earn?

Santander UK does not publish category earn rates for the Everyday Long Term Balance Transfer Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Everyday Long Term Balance Transfer Credit Card on?

The Everyday Long Term Balance Transfer Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Everyday Long Term Balance Transfer Credit Card available in United Kingdom?

Yes — the Everyday Long Term Balance Transfer Credit Card is issued by Santander UK and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Everyday Long Term Balance Transfer Credit Card figures last checked?

We checked its purchase APR in September 2026, against a published document. Not yet checked with Santander UK: credit requirement. Not published by Santander UK where we checked: earn rates. We could not verify, so we do not print: annual fee and foreign transaction fee. Check them with Santander UK. Terms can change without notice, so confirm the current details with Santander UK before you apply.