Mastercard2/4 on file
✓ Annual fee checked
Royal Bank Of Scotland · Mastercard
onecard
The onecard is a Mastercard from Royal Bank Of Scotland with an annual fee of £45. Here is what we hold on it, and what we do not.
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Opens Royal Bank Of Scotland’s site
Ledger entry
The receipt
Every cost line we hold for the onecard, exactly as recorded.
- Annual fee
- £45Checked rbs.co.uk
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- Not confirmedNot published by the issuer where we checked ()
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
Not published by the issuer where we checked ()We hold no published welcome offer for the onecard. That may mean there isn’t one, or simply that we have not recorded it — Royal Bank Of Scotland’s own page is the place to check.
Rewards
What it earns
No earn rates on file
Not published by the issuer where we checked ()We hold no category earn rates for the onecard. Rather than print a multiplier we cannot source, this stays blank until Royal Bank Of Scotland’s own terms give us one.
Next step
Ready to apply for the onecard?
You'll finish the application on Royal Bank Of Scotland's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Royal Bank Of Scotland’s site
Questions
Questions about the onecard
How much is the onecard annual fee?
The onecard has an annual fee of £45. Weigh that against the rewards and perks you will actually use.
What does the onecard earn?
Royal Bank Of Scotland does not publish category earn rates for the onecard where we checked (October 2026), so we do not print a multiplier.
What network is the onecard on?
The onecard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.
Is the onecard available in United Kingdom?
Yes — the onecard is issued by Royal Bank Of Scotland and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.
When were the onecard figures last checked?
We checked its annual fee in September 2026, against a published document. Not published by Royal Bank Of Scotland where we checked: purchase APR, earn rates and welcome offer. We could not verify, so we do not print: foreign transaction fee. Check them with Royal Bank Of Scotland. Terms can change without notice, so confirm the current details with Royal Bank Of Scotland before you apply.