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Card0/4 on file
Annual fee: issuer restricts access
PayPal · Card

PayPal Credit card

0% Intro Purchases

The PayPal Credit card is a credit card from PayPal. PayPal's site does not let us read its terms, so we leave the annual fee blank — check it on PayPal's own site. Here is what we hold on it, and what we do not.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on PayPalCompare this card
Opens PayPal’s site
Ledger entry

The receipt

Every cost line we hold for the PayPal Credit card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
2.5%Checked paypal.com
Purchase APR
23.9%Checked paypal.com
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the PayPal Credit card. That may mean there isn’t one, or simply that we have not recorded it — PayPal’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the PayPal Credit card. Rather than print a multiplier we cannot source, this stays blank until PayPal’s own terms give us one.

Not published by the issuer where we checked ()
Next step

Ready to apply for the PayPal Credit card?

You'll finish the application on PayPal's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens PayPal’s site
Questions

Questions about the PayPal Credit card

How much is the PayPal Credit card annual fee?

We could not verify the PayPal Credit card's annual fee, so we do not print one. Check the current annual fee on PayPal's own site before you apply.

What does the PayPal Credit card earn?

PayPal does not publish category earn rates for the PayPal Credit card where we checked (October 2026), so we do not print a multiplier.

What network is the PayPal Credit card on?

We hold no card network on record for the PayPal Credit card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with PayPal before you apply.

Is the PayPal Credit card available in United Kingdom?

Yes — the PayPal Credit card is issued by PayPal and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the PayPal Credit card figures last checked?

We checked its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not published by PayPal where we checked: earn rates and welcome offer. We could not verify, so we do not print: annual fee. Check them with PayPal. Terms can change without notice, so confirm the current details with PayPal before you apply.