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Mastercard0/4 on file
Annual fee: issuer restricts access
NewDay · Mastercard

Fluid Credit Card

Credit BuildingLow Interest

The Fluid Credit Card is a Mastercard from NewDay. NewDay's site does not let us read its terms, so we leave the annual fee blank — check it on NewDay's own site. Here is what we hold on it, and what we do not.

Apply on NewDayCompare this card
Opens NewDay’s site
Ledger entry

The receipt

Every cost line we hold for the Fluid Credit Card, exactly as recorded.

Annual fee
Not confirmedIssuer restricts access — check their site
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
34.95%Checked fluid.co.uk
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Fluid Credit Card. That may mean there isn’t one, or simply that we have not recorded it — NewDay’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Fluid Credit Card. Rather than print a multiplier we cannot source, this stays blank until NewDay’s own terms give us one.

Issuer restricts access — check their site
Next step

Ready to apply for the Fluid Credit Card?

You'll finish the application on NewDay's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens NewDay’s site
Questions

Questions about the Fluid Credit Card

How much is the Fluid Credit Card annual fee?

NewDay's site restricts automated access, so we could not read the Fluid Credit Card's annual fee and do not print one. Check the current annual fee on NewDay's own site before you apply.

What does the Fluid Credit Card earn?

NewDay's site restricts automated access, so we could not read the Fluid Credit Card's earn rates and do not print a multiplier. Check them on NewDay's own site.

What network is the Fluid Credit Card on?

The Fluid Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Fluid Credit Card available in United Kingdom?

Yes — the Fluid Credit Card is issued by NewDay and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Fluid Credit Card figures last checked?

We checked its purchase APR in October 2026, against a published document. NewDay's site restricts access, so we could not check: annual fee, foreign transaction fee and earn rates. We could not verify, so we do not print: welcome offer. Check them with NewDay. Terms can change without notice, so confirm the current details with NewDay before you apply.