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Mastercard2/4 on file
✓ Annual fee checked
NatWest · Mastercard

The NatWest Credit Card

Low InterestNo Annual FeeNo FX Fee

The The NatWest Credit Card is a Mastercard from NatWest with an annual fee of £0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with NatWest: credit requirement. NatWest’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee£0per yearChecked natwest.com
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on NatWestCompare this card
Opens NatWest’s site
Ledger entry

The receipt

Every cost line we hold for the The NatWest Credit Card, exactly as recorded.

Annual fee
£0Checked natwest.com
Supplementary card
Not confirmed
Foreign transaction
NoneChecked natwest.com
Purchase APR
12.9%–18.9%Checked natwest.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with NatWest
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the The NatWest Credit Card. That may mean there isn’t one, or simply that we have not recorded it — NatWest’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the The NatWest Credit Card. Rather than print a multiplier we cannot source, this stays blank until NatWest’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • No annual fee
  • No foreign transaction fees on purchases abroad
  • No balance transfer fees with low 12.9% p.a. variable rate
  • Free credit score access in app
  • Apple Pay and Google Pay support
  • Manage card and PIN via app with spending alerts
Next step

Ready to apply for the The NatWest Credit Card?

You'll finish the application on NatWest's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens NatWest’s site
Questions

Questions about the The NatWest Credit Card

How much is the The NatWest Credit Card annual fee?

The The NatWest Credit Card has an annual fee of £0. Weigh that against the rewards and perks you will actually use.

What does the The NatWest Credit Card earn?

NatWest does not publish category earn rates for the The NatWest Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the The NatWest Credit Card on?

The The NatWest Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the The NatWest Credit Card available in United Kingdom?

Yes — the The NatWest Credit Card is issued by NatWest and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the The NatWest Credit Card figures last checked?

We checked its annual fee in October 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with NatWest: credit requirement. Not published by NatWest where we checked: earn rates and welcome offer. Terms can change without notice, so confirm the current details with NatWest before you apply.