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Mastercard2/4 on file
✓ Annual fee checked
NatWest · Mastercard

NatWest Purchase & Balance Transfer Card

Balance TransferLow InterestNo Annual Fee0% Intro Purchases

The NatWest Purchase & Balance Transfer Card is a Mastercard from NatWest with an annual fee of £0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with NatWest: credit requirement. NatWest’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee£0per yearChecked natwest.com
Top earn rateNot confirmedNot published by the issuer where we checked ()
Apply on NatWestCompare this card
Opens NatWest’s site
Ledger entry

The receipt

Every cost line we hold for the NatWest Purchase & Balance Transfer Card, exactly as recorded.

Annual fee
£0Checked natwest.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
24.9%Checked natwest.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
FairNot yet checked with NatWest
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the NatWest Purchase & Balance Transfer Card. That may mean there isn’t one, or simply that we have not recorded it — NatWest’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the NatWest Purchase & Balance Transfer Card. Rather than print a multiplier we cannot source, this stays blank until NatWest’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • 0% interest on purchases for up to 23 months
  • 0% interest on balance transfers for up to 21 months
  • No annual fee
Next step

Ready to apply for the NatWest Purchase & Balance Transfer Card?

You'll finish the application on NatWest's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens NatWest’s site
Questions

Questions about the NatWest Purchase & Balance Transfer Card

How much is the NatWest Purchase & Balance Transfer Card annual fee?

The NatWest Purchase & Balance Transfer Card has an annual fee of £0. Weigh that against the rewards and perks you will actually use.

What does the NatWest Purchase & Balance Transfer Card earn?

NatWest does not publish category earn rates for the NatWest Purchase & Balance Transfer Card where we checked (October 2026), so we do not print a multiplier.

What network is the NatWest Purchase & Balance Transfer Card on?

The NatWest Purchase & Balance Transfer Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the NatWest Purchase & Balance Transfer Card available in United Kingdom?

Yes — the NatWest Purchase & Balance Transfer Card is issued by NatWest and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the NatWest Purchase & Balance Transfer Card figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with NatWest: credit requirement. Not published by NatWest where we checked: earn rates. We could not verify, so we do not print: foreign transaction fee and welcome offer. Check them with NatWest. Terms can change without notice, so confirm the current details with NatWest before you apply.