Mastercard0/4 on file
Annual fee not published where we checked
Monzo · Mastercard
Monzo Flex
The Monzo Flex is a Mastercard from Monzo. Monzo does not publish its annual fee where we checked (October 2026), so we leave it blank rather than guess. Here is what we hold on it, and what we do not.
Annual feeNot confirmedNot published by the issuer where we checked ()
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Opens Monzo’s site
Ledger entry
The receipt
Every cost line we hold for the Monzo Flex, exactly as recorded.
- Annual fee
- Not confirmedNot published by the issuer where we checked ()
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- Not confirmedWe couldn't verify this · check with the issuer
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
Not published by the issuer where we checked ()We hold no published welcome offer for the Monzo Flex. That may mean there isn’t one, or simply that we have not recorded it — Monzo’s own page is the place to check.
Rewards
What it earns
No earn rates on file
Not published by the issuer where we checked ()We hold no category earn rates for the Monzo Flex. Rather than print a multiplier we cannot source, this stays blank until Monzo’s own terms give us one.
Next step
Ready to apply for the Monzo Flex?
You'll finish the application on Monzo's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Monzo’s site
Questions
Questions about the Monzo Flex
How much is the Monzo Flex annual fee?
Monzo does not publish an annual fee for the Monzo Flex where we checked (October 2026), so we do not print one. Ask Monzo for the current fee before you apply.
What does the Monzo Flex earn?
Monzo does not publish category earn rates for the Monzo Flex where we checked (October 2026), so we do not print a multiplier.
What network is the Monzo Flex on?
The Monzo Flex runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.
Is the Monzo Flex available in United Kingdom?
Yes — the Monzo Flex is issued by Monzo and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.
How current is this Monzo Flex information?
No figure we hold for the Monzo Flex has been checked against a published document yet, so we show no check date. Not published by Monzo where we checked: annual fee, earn rates and welcome offer. We could not verify, so we do not print: foreign transaction fee and purchase APR. Check them with Monzo. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Monzo before you apply.