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Mastercard0/4 on file
Annual fee: issuer restricts access
Lloyds Bank · Mastercard

Credit Builder Credit Card

Credit Building

The Credit Builder Credit Card is a Mastercard from Lloyds Bank. Lloyds Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Lloyds Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Sep 2026). Not yet checked with Lloyds Bank: credit requirement. Lloyds Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Lloyds BankCompare this card
Opens Lloyds Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Credit Builder Credit Card, exactly as recorded.

Annual fee
Not confirmedIssuer restricts access — check their site
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
29.94%Checked lloydsbank.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
FairNot yet checked with Lloyds Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Credit Builder Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Lloyds Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Credit Builder Credit Card. Rather than print a multiplier we cannot source, this stays blank until Lloyds Bank’s own terms give us one.

Issuer restricts access — check their site
Next step

Ready to apply for the Credit Builder Credit Card?

You'll finish the application on Lloyds Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Lloyds Bank’s site
Questions

Questions about the Credit Builder Credit Card

How much is the Credit Builder Credit Card annual fee?

Lloyds Bank's site restricts automated access, so we could not read the Credit Builder Credit Card's annual fee and do not print one. Check the current annual fee on Lloyds Bank's own site before you apply.

What does the Credit Builder Credit Card earn?

Lloyds Bank's site restricts automated access, so we could not read the Credit Builder Credit Card's earn rates and do not print a multiplier. Check them on Lloyds Bank's own site.

What network is the Credit Builder Credit Card on?

The Credit Builder Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Credit Builder Credit Card available in United Kingdom?

Yes — the Credit Builder Credit Card is issued by Lloyds Bank and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Credit Builder Credit Card figures last checked?

We checked its purchase APR in September 2026, against a published document. Not yet checked with Lloyds Bank: credit requirement. Lloyds Bank's site restricts access, so we could not check: annual fee and earn rates. We could not verify, so we do not print: foreign transaction fee and welcome offer. Check them with Lloyds Bank. Terms can change without notice, so confirm the current details with Lloyds Bank before you apply.