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Mastercard0/4 on file
Annual fee: issuer restricts access
Lloyds Bank · Mastercard

Business Credit Card

Business

The Business Credit Card is a Mastercard from Lloyds Bank. Lloyds Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Lloyds Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Sep 2026). Not yet checked with Lloyds Bank: credit requirement. Lloyds Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Lloyds BankCompare this card
Opens Lloyds Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Business Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
2.95%Checked lloydsbank.com
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Lloyds Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Business Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Lloyds Bank’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Business Credit Card. Rather than print a multiplier we cannot source, this stays blank until Lloyds Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • No annual fee for each card added in the first 12 months
  • Up to 56 days interest-free credit on purchases
  • Cashback on qualifying transactions when minimum spend threshold is met
Next step

Ready to apply for the Business Credit Card?

You'll finish the application on Lloyds Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Lloyds Bank’s site
Questions

Questions about the Business Credit Card

How much is the Business Credit Card annual fee?

We could not verify the Business Credit Card's annual fee, so we do not print one. Check the current annual fee on Lloyds Bank's own site before you apply.

What does the Business Credit Card earn?

We could not verify the Business Credit Card's earn rates, so we do not print a multiplier. Check them on Lloyds Bank's own site.

What network is the Business Credit Card on?

The Business Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Business Credit Card available in United Kingdom?

Yes — the Business Credit Card is issued by Lloyds Bank and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Business Credit Card figures last checked?

We checked its foreign transaction fee in September 2026, against a published document. Not yet checked with Lloyds Bank: credit requirement. Lloyds Bank's site restricts access, so we could not check: welcome offer. We could not verify, so we do not print: annual fee, purchase APR and earn rates. Check them with Lloyds Bank. Terms can change without notice, so confirm the current details with Lloyds Bank before you apply.