Skip to content
Mastercard0/4 on file
Annual fee: issuer restricts access
Capital One UK · Mastercard

Luma Mastercard (by Capital One)

Credit Building

The Luma Mastercard (by Capital One) is a Mastercard from Capital One UK. Capital One UK's site does not let us read its terms, so we leave the annual fee blank — check it on Capital One UK's own site. Here is what we hold on it, and what we do not.

Apply on Capital One UKCompare this card
Opens Capital One UK’s site
Ledger entry

The receipt

Every cost line we hold for the Luma Mastercard (by Capital One), exactly as recorded.

Annual fee
Not confirmedIssuer restricts access — check their site
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
Not confirmedIssuer restricts access — check their site
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Luma Mastercard (by Capital One). That may mean there isn’t one, or simply that we have not recorded it — Capital One UK’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Luma Mastercard (by Capital One). Rather than print a multiplier we cannot source, this stays blank until Capital One UK’s own terms give us one.

Issuer restricts access — check their site
Next step

Ready to apply for the Luma Mastercard (by Capital One)?

You'll finish the application on Capital One UK's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Capital One UK’s site
Questions

Questions about the Luma Mastercard (by Capital One)

How much is the Luma Mastercard (by Capital One) annual fee?

Capital One UK's site restricts automated access, so we could not read the Luma Mastercard (by Capital One)'s annual fee and do not print one. Check the current annual fee on Capital One UK's own site before you apply.

What does the Luma Mastercard (by Capital One) earn?

Capital One UK's site restricts automated access, so we could not read the Luma Mastercard (by Capital One)'s earn rates and do not print a multiplier. Check them on Capital One UK's own site.

What network is the Luma Mastercard (by Capital One) on?

The Luma Mastercard (by Capital One) runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Luma Mastercard (by Capital One) available in United Kingdom?

Yes — the Luma Mastercard (by Capital One) is issued by Capital One UK and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

How current is this Luma Mastercard (by Capital One) information?

No figure we hold for the Luma Mastercard (by Capital One) has been checked against a published document yet, so we show no check date. Capital One UK's site restricts access, so we could not check: annual fee, foreign transaction fee, purchase APR, earn rates and welcome offer. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Capital One UK before you apply.