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Mastercard0/4 on file
Annual fee: issuer restricts access
Capital One UK · Mastercard

Capital One Classic Mastercard

Credit Building

The Capital One Classic Mastercard is a Mastercard from Capital One UK. Capital One UK's site does not let us read its terms, so we leave the annual fee blank — check it on Capital One UK's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Sep 2026). Not yet checked with Capital One UK: credit requirement. Capital One UK’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Capital One UKCompare this card
Opens Capital One UK’s site
Ledger entry

The receipt

Every cost line we hold for the Capital One Classic Mastercard, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
34.9%Checked capitalone.co.uk
Income requirement
Not confirmed
Network
Mastercard
Credit needed
FairNot yet checked with Capital One UK
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Capital One Classic Mastercard. That may mean there isn’t one, or simply that we have not recorded it — Capital One UK’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Capital One Classic Mastercard. Rather than print a multiplier we cannot source, this stays blank until Capital One UK’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Award-winning app to manage card and view PIN
  • Flexible credit limits with no unrequested increases
  • Up to 56 days interest-free on new spends when balance paid in full
  • Section 75 purchase protection on eligible purchases between £100-£30,000
  • 24/7 fraud security
  • Up to 2 credit limit increases a year
  • Eligibility check without affecting credit score
Next step

Ready to apply for the Capital One Classic Mastercard?

You'll finish the application on Capital One UK's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Capital One UK’s site
Questions

Questions about the Capital One Classic Mastercard

How much is the Capital One Classic Mastercard annual fee?

We could not verify the Capital One Classic Mastercard's annual fee, so we do not print one. Check the current annual fee on Capital One UK's own site before you apply.

What does the Capital One Classic Mastercard earn?

We could not verify the Capital One Classic Mastercard's earn rates, so we do not print a multiplier. Check them on Capital One UK's own site.

What network is the Capital One Classic Mastercard on?

The Capital One Classic Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Capital One Classic Mastercard available in United Kingdom?

Yes — the Capital One Classic Mastercard is issued by Capital One UK and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Capital One Classic Mastercard figures last checked?

We checked its purchase APR in September 2026, against a published document. Not yet checked with Capital One UK: credit requirement. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with Capital One UK. Terms can change without notice, so confirm the current details with Capital One UK before you apply.