Skip to content
Amex1/4 on file
Annual fee: issuer restricts access
American Express · Amex

Nectar Credit Card

Points

The Nectar Credit Card is an Amex card from American Express. American Express's site does not let us read its terms, so we leave the annual fee blank — check it on American Express's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Sep 2026), welcome offer (Sep 2026). Not yet checked with American Express: foreign transaction fee. American Express’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offerSee offer below
Apply on American ExpressCompare this card
Opens American Express’s site
Ledger entry

The receipt

Every cost line we hold for the Nectar Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
2.99%Two independent reads agree · not quoted verbatimicm.aexp-static.com
Purchase APR
29.1%Checked americanexpress.com
Income requirement
Not confirmed
Network
Amex
Credit needed
Not confirmed
Sign-up

The welcome offer

Earn 20,000 bonus Nectar points when you spend £2,000 in your first three months of Cardmembership.

Checked americanexpress.com
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Nectar Credit Card. Rather than print a multiplier we cannot source, this stays blank until American Express’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Nectar Credit Card?

You'll finish the application on American Express's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens American Express’s site
Questions

Questions about the Nectar Credit Card

How much is the Nectar Credit Card annual fee?

We could not verify the Nectar Credit Card's annual fee, so we do not print one. Check the current annual fee on American Express's own site before you apply.

What does the Nectar Credit Card earn?

We could not verify the Nectar Credit Card's earn rates, so we do not print a multiplier. Check them on American Express's own site.

What network is the Nectar Credit Card on?

The Nectar Credit Card runs on the Amex network, which determines where it is accepted and which network-level benefits apply.

Is the Nectar Credit Card available in United Kingdom?

Yes — the Nectar Credit Card is issued by American Express and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Nectar Credit Card figures last checked?

We checked its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with American Express: foreign transaction fee. We could not verify, so we do not print: annual fee and earn rates. Check them with American Express. Terms can change without notice, so confirm the current details with American Express before you apply.