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Amex0/4 on file
Annual fee: issuer restricts access
American Express · Amex

Basic Card

Rewards

The Basic Card is an Amex card from American Express. American Express's site does not let us read its terms, so we leave the annual fee blank — check it on American Express's own site. Here is what we hold on it, and what we do not.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
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Ledger entry

The receipt

Every cost line we hold for the Basic Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedNot published by the issuer where we checked ()
Income requirement
Not confirmed
Network
Amex
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Basic Card. That may mean there isn’t one, or simply that we have not recorded it — American Express’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Basic Card. Rather than print a multiplier we cannot source, this stays blank until American Express’s own terms give us one.

Not published by the issuer where we checked ()
Next step

Ready to apply for the Basic Card?

You'll finish the application on American Express's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens American Express’s site
Questions

Questions about the Basic Card

How much is the Basic Card annual fee?

We could not verify the Basic Card's annual fee, so we do not print one. Check the current annual fee on American Express's own site before you apply.

What does the Basic Card earn?

American Express does not publish category earn rates for the Basic Card where we checked (October 2026), so we do not print a multiplier.

What network is the Basic Card on?

The Basic Card runs on the Amex network, which determines where it is accepted and which network-level benefits apply.

Is the Basic Card available in United Kingdom?

Yes — the Basic Card is issued by American Express and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

How current is this Basic Card information?

No figure we hold for the Basic Card has been checked against a published document yet, so we show no check date. Not published by American Express where we checked: purchase APR, earn rates and welcome offer. We could not verify, so we do not print: annual fee and foreign transaction fee. Check them with American Express. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with American Express before you apply.