We hold 3 Marks & Spencer (M&S) Bank cards currently offered in the United Kingdom. A £0 annual fee we have not confirmed is left blank rather than printed as £0; a fee above zero that we hold is shown as recorded, confirmed or not — check it on Marks & Spencer (M&S) Bank’s own page before you apply.
*Cards in our catalogue, not necessarily every card Marks & Spencer (M&S) Bank issues.
0% interest on shopping for up to 25 months from account opening; 0% on balance transfers for up to 12 months (3.49% fee, min £5, transfers within 90 days)
0% interest on balance transfers for up to 30 months on transfers made within 90 days (3.49% fee, min £5)*. 0% interest on shopping for 3 months from account opening
£40 in M&S vouchers when you spend £150 across 2+ transactions at M&S within first 3 months; 0% on shopping for 9 months; 1 point per £5 spent ongoing
Every issuer we hold in the United Kingdom · The full card hub