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Issuer file — United Kingdom

first direct credit cards in the United Kingdom

We hold 2 first direct cards currently offered in the United Kingdom. A £0 annual fee we have not confirmed is left blank rather than printed as £0; a fee above zero that we hold is shown as recorded, confirmed or not — check it on first direct’s own page before you apply.

*Cards in our catalogue, not necessarily every card first direct issues.

Official siteCompare all 2 side by side
2
cards on offer on file
2 of 2
annual fees confirmed
The ledger

first direct cards on offer

2 cards
first directVisa

first direct Balance Transfer Credit Card

0% interest on balance transfers for first 20 months (if transferred within 90 days of account opening); 2.99% balance transfer fee (min £5); 24.9% APR (variable) representative

Balance TransferLow Interest
Annual fee£0per year
Top earn rateNot confirmed
first directVisa

first direct Gold Card

Visa card issued by first direct.

Low InterestNo Annual Fee
Annual fee£0per year
Top earn rateNot confirmed

Every issuer we hold in the United Kingdom · The full card hub

Questions

Frequently asked

How many first direct credit cards are there in the United Kingdom?

Our catalogue holds 2 first direct credit cards currently offered in the United Kingdom. That is the number we hold, not necessarily every card first direct issues — its own site has its full range.

Which first direct credit cards have no annual fee?

Of the first direct cards we hold, 2 cards have a £0 annual fee checked against a published document: first direct Balance Transfer Credit Card and first direct Gold Card. We leave a £0 fee blank until it is confirmed, so others may be free too — check first direct's page before you apply.

How do I apply for a first direct credit card?

Open the card's review. Where we hold an application link it takes you to first direct's own application; where we do not, the review says so. Confirm the fee and terms on first direct's page before you apply.