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3 cards side by side

Credit Card vs Extralite Credit Card vs SoLo Credit Card

At a glance
  • Annual fee: not confirmed for Credit Card and Extralite Credit Card, so we don't say which is lower.
  1. Credit CardPolice Credit Union1 of 8 facts on file · annual fee not yet checked
  2. Extralite Credit CardPolice Credit Union2 of 8 facts on file · annual fee not yet checked
  3. SoLo Credit CardPolice Credit Union2 of 8 facts on file · annual fee checked Sep 2026
Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for Credit Card and Extralite Credit Card, so no card is marked lower.
Credit Card
Not confirmed
Extralite Credit Card
Not confirmed
SoLo Credit Card
A$0No annual fee
Listed underThe sections of this site the card appears in.
Credit Card
Low Interest
Extralite Credit Card
Low Interest, Rewards
SoLo Credit Card
Low Interest
NetworkWhere the card is accepted.
Credit Card
Not confirmed
Extralite Credit Card
Visa
SoLo Credit Card
Not confirmed
Apply
Apply
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Not confirmed for any of these cards: Purchase interest (APR), Foreign transaction fee, Top earn rates, Welcome offer, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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  • Credit Card
  • Extralite Credit Card
  • SoLo Credit Card
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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Credit Card reviewExtralite Credit Card reviewSoLo Credit Card review
Questions

Frequently asked

Can I hold Credit Card, Extralite Credit Card and SoLo Credit Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in Australia?

Every card in this comparison is issued for Australia. Approval depends on each issuer's credit and income criteria.