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Hume Clear Visa Credit Card vs Hume Value Visa Credit Card

At a glance
  • Purchase interest (APR): Hume Clear Visa Credit Card and Hume Value Visa Credit Card are on file but not verified against the issuer, so no card is marked lower.
  • Annual fee: not confirmed for Hume Value Visa Credit Card, so we don't say which is lower.
  1. Hume Clear Visa Credit CardHume Bank4 of 8 facts on file · annual fee checked Sep 2026
  2. Hume Value Visa Credit CardHume Bank3 of 8 facts on file · annual fee not yet checked
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Hume Clear Visa Credit Card and Hume Value Visa Credit Card are on file but not verified against the issuer, so no card is marked lower.
Hume Clear Visa Credit Card
14.95%Not yet checked with Hume Bank
Hume Value Visa Credit Card
11.95%Not yet checked with Hume Bank
Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for Hume Value Visa Credit Card, so no card is marked lower.
Hume Clear Visa Credit Card
A$30
Hume Value Visa Credit Card
Not confirmed
Listed underThe sections of this site the card appears in.
Hume Clear Visa Credit Card
Rewards
Hume Value Visa Credit Card
Low Interest, Rewards
NetworkSame on allWhere the card is accepted.
Hume Clear Visa Credit Card
Visa
Hume Value Visa Credit Card
Visa
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Not confirmed for any of these cards: Foreign transaction fee, Top earn rates, Welcome offer, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Hume Clear Visa Credit Card reviewHume Value Visa Credit Card review
Questions

Frequently asked

Can I hold Hume Clear Visa Credit Card and Hume Value Visa Credit Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in Australia?

Every card in this comparison is issued for Australia. Approval depends on each issuer's credit and income criteria.