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3 cards side by side

Coles Low Rate Mastercard vs Coles No Annual Fee Mastercard vs Coles Rewards Mastercard

At a glance

We don’t hold confirmed fee or interest figures for these cards, so we can’t say which costs less. The table shows everything we do hold.

  1. Coles Low Rate MastercardColes2 of 8 facts on file · annual fee not yet checked
  2. Coles No Annual Fee MastercardColes2 of 8 facts on file · annual fee not yet checked
  3. Coles Rewards MastercardColes2 of 8 facts on file · annual fee not yet checked
Listed underThe sections of this site the card appears in.
Coles Low Rate Mastercard
Low Interest, Store & Retail
Coles No Annual Fee Mastercard
Rewards, Store & Retail
Coles Rewards Mastercard
Rewards, Store & Retail
NetworkSame on allWhere the card is accepted.
Coles Low Rate Mastercard
Mastercard
Coles No Annual Fee Mastercard
Mastercard
Coles Rewards Mastercard
Mastercard
Apply
DetailsNo application link on file
DetailsNo application link on file

Not confirmed for any of these cards: Annual fee, Purchase interest (APR), Foreign transaction fee, Top earn rates, Welcome offer, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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Your cards · 3 of 4
  • Coles Low Rate Mastercard
  • Coles No Annual Fee Mastercard
  • Coles Rewards Mastercard
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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Questions

Frequently asked

Can I hold Coles Low Rate Mastercard, Coles No Annual Fee Mastercard and Coles Rewards Mastercard at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in Australia?

Every card in this comparison is issued for Australia. Approval depends on each issuer's credit and income criteria.