4 cards side by side

BOQ Blue Visa Credit Card vs BOQ Low Rate Visa Credit Card vs BOQ Platinum Visa Credit Card vs BOQ Specialist Signature Credit Card

At a glance

Annual fee: not confirmed for BOQ Platinum Visa Credit Card and BOQ Specialist Signature Credit Card, so we don't say which is lower.
Purchase interest (APR): not confirmed for BOQ Platinum Visa Credit Card and BOQ Specialist Signature Credit Card, so we don't say which is lower.

BOQ Blue Visa Credit Card compared with BOQ Low Rate Visa Credit Card compared with BOQ Platinum Visa Credit Card compared with BOQ Specialist Signature Credit Card
5 of 8 rows have data	BOQ Blue Visa Credit CardBank of Queensland (BOQ)4 of 8 facts on file · annual fee checked Sep 2026	BOQ Low Rate Visa Credit CardBank of Queensland (BOQ)4 of 8 facts on file · annual fee checked Oct 2026	BOQ Platinum Visa Credit CardBank of Queensland (BOQ)2 of 8 facts on file · annual fee not yet checked	BOQ Specialist Signature Credit CardBank of Queensland (BOQ)3 of 8 facts on file · annual fee not yet checked
Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for BOQ Platinum Visa Credit Card and BOQ Specialist Signature Credit Card, so no card is marked lower.	A$89	A$65	Not confirmed	Not confirmed
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for BOQ Platinum Visa Credit Card and BOQ Specialist Signature Credit Card, so no card is marked lower.	20.99%	13.99%	Not confirmed	Not confirmed
Rewards programWhere the points or cash back go.	Not confirmed	Not confirmed	Not confirmed	Qantas Frequent Flyer / Velocity Rewards
Listed underThe sections of this site the card appears in.	Balance Transfer, Rewards	Balance Transfer, Low Interest	Balance Transfer, Premium, Rewards	Airline, Lounge Access, Premium, Rewards, Travel Insurance
NetworkSame on allWhere the card is accepted.	Visa	Visa	Visa	Visa
Apply	Apply	Apply	Apply	Apply

BOQ Blue Visa Credit CardBank of Queensland (BOQ)4 of 8 facts on file · annual fee checked Sep 2026
BOQ Low Rate Visa Credit CardBank of Queensland (BOQ)4 of 8 facts on file · annual fee checked Oct 2026
BOQ Platinum Visa Credit CardBank of Queensland (BOQ)2 of 8 facts on file · annual fee not yet checked
BOQ Specialist Signature Credit CardBank of Queensland (BOQ)3 of 8 facts on file · annual fee not yet checked

Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for BOQ Platinum Visa Credit Card and BOQ Specialist Signature Credit Card, so no card is marked lower.

BOQ Blue Visa Credit Card: A$89
BOQ Low Rate Visa Credit Card: A$65
BOQ Platinum Visa Credit Card: Not confirmed
BOQ Specialist Signature Credit Card: Not confirmed

Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for BOQ Platinum Visa Credit Card and BOQ Specialist Signature Credit Card, so no card is marked lower.

BOQ Blue Visa Credit Card: 20.99%
BOQ Low Rate Visa Credit Card: 13.99%
BOQ Platinum Visa Credit Card: Not confirmed
BOQ Specialist Signature Credit Card: Not confirmed

Rewards programWhere the points or cash back go.

BOQ Blue Visa Credit Card: Not confirmed
BOQ Low Rate Visa Credit Card: Not confirmed
BOQ Platinum Visa Credit Card: Not confirmed
BOQ Specialist Signature Credit Card: Qantas Frequent Flyer / Velocity Rewards

Listed underThe sections of this site the card appears in.

BOQ Blue Visa Credit Card: Balance Transfer, Rewards
BOQ Low Rate Visa Credit Card: Balance Transfer, Low Interest
BOQ Platinum Visa Credit Card: Balance Transfer, Premium, Rewards
BOQ Specialist Signature Credit Card: Airline, Lounge Access, Premium, Rewards, Travel Insurance

NetworkSame on allWhere the card is accepted.

BOQ Blue Visa Credit Card: Visa
BOQ Low Rate Visa Credit Card: Visa
BOQ Platinum Visa Credit Card: Visa
BOQ Specialist Signature Credit Card: Visa

Apply

Not confirmed for any of these cards: Foreign transaction fee, Top earn rates, Welcome offer. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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Your cards · 4 of 4

BOQ Blue Visa Credit Card
BOQ Low Rate Visa Credit Card
BOQ Platinum Visa Credit Card
BOQ Specialist Signature Credit Card

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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

BOQ Blue Visa Credit Card review BOQ Low Rate Visa Credit Card review BOQ Platinum Visa Credit Card review BOQ Specialist Signature Credit Card review

Questions

Frequently asked

Can I hold BOQ Blue Visa Credit Card, BOQ Low Rate Visa Credit Card, BOQ Platinum Visa Credit Card and BOQ Specialist Signature Credit Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in Australia?

Every card in this comparison is issued for Australia. Approval depends on each issuer's credit and income criteria.