4 cards side by side

Secured Business Visa Credit Card vs Unsecured Business Visa Credit Card vs Visa Classic Credit Card vs Visa Platinum Credit Card

At a glance

Annual fee: not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so we don't say which is lower.
Purchase interest (APR): not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so we don't say which is lower.
Foreign transaction fee: not confirmed for Secured Business Visa Credit Card, Unsecured Business Visa Credit Card and Visa Classic Credit Card, so we don't say which is lower.

Secured Business Visa Credit Card compared with Unsecured Business Visa Credit Card compared with Visa Classic Credit Card compared with Visa Platinum Credit Card
5 of 8 rows have data	Secured Business Visa Credit CardBank First2 of 8 facts on file · annual fee not yet checked	Unsecured Business Visa Credit CardBank First2 of 8 facts on file · annual fee not yet checked	Visa Classic Credit CardBank First4 of 8 facts on file · annual fee checked Oct 2026	Visa Platinum Credit CardBank First5 of 8 facts on file · annual fee checked Oct 2026
Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so no card is marked lower.	Not confirmed	Not confirmed	A$0No annual fee	A$99
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so no card is marked lower.	Not confirmed	Not confirmed	12.54%	11.49%
Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.Not confirmed for Secured Business Visa Credit Card, Unsecured Business Visa Credit Card and Visa Classic Credit Card, so no card is marked lower.	Not confirmed	Not confirmed	Not confirmed	0%
Listed underThe sections of this site the card appears in.	Business, Low Interest, Secured	Business, Low Interest	Low Interest, Rewards	Low Interest, Premium, Rewards, Travel
NetworkSame on allWhere the card is accepted.	Visa	Visa	Visa	Visa
Apply	DetailsNo application link on file	DetailsNo application link on file	Apply	Apply

Secured Business Visa Credit CardBank First2 of 8 facts on file · annual fee not yet checked
Unsecured Business Visa Credit CardBank First2 of 8 facts on file · annual fee not yet checked
Visa Classic Credit CardBank First4 of 8 facts on file · annual fee checked Oct 2026
Visa Platinum Credit CardBank First5 of 8 facts on file · annual fee checked Oct 2026

Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so no card is marked lower.

Secured Business Visa Credit Card: Not confirmed
Unsecured Business Visa Credit Card: Not confirmed
Visa Classic Credit Card: A$0No annual fee
Visa Platinum Credit Card: A$99

Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so no card is marked lower.

Secured Business Visa Credit Card: Not confirmed
Unsecured Business Visa Credit Card: Not confirmed
Visa Classic Credit Card: 12.54%
Visa Platinum Credit Card: 11.49%

Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.Not confirmed for Secured Business Visa Credit Card, Unsecured Business Visa Credit Card and Visa Classic Credit Card, so no card is marked lower.

Secured Business Visa Credit Card: Not confirmed
Unsecured Business Visa Credit Card: Not confirmed
Visa Classic Credit Card: Not confirmed
Visa Platinum Credit Card: 0%

Listed underThe sections of this site the card appears in.

Secured Business Visa Credit Card: Business, Low Interest, Secured
Unsecured Business Visa Credit Card: Business, Low Interest
Visa Classic Credit Card: Low Interest, Rewards
Visa Platinum Credit Card: Low Interest, Premium, Rewards, Travel

NetworkSame on allWhere the card is accepted.

Secured Business Visa Credit Card: Visa
Unsecured Business Visa Credit Card: Visa
Visa Classic Credit Card: Visa
Visa Platinum Credit Card: Visa

Apply

DetailsNo application link on file

Apply

Not confirmed for any of these cards: Top earn rates, Welcome offer, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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Your cards · 4 of 4

Secured Business Visa Credit Card
Unsecured Business Visa Credit Card
Visa Classic Credit Card
Visa Platinum Credit Card

Four cards is the maximum

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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Secured Business Visa Credit Card review Unsecured Business Visa Credit Card review Visa Classic Credit Card review Visa Platinum Credit Card review

Questions

Frequently asked

Can I hold Secured Business Visa Credit Card, Unsecured Business Visa Credit Card, Visa Classic Credit Card and Visa Platinum Credit Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in Australia?

Every card in this comparison is issued for Australia. Approval depends on each issuer's credit and income criteria.