4 cards side by side

Visa Classic Credit Card vs Visa Platinum Credit Card vs Secured Business Visa Credit Card vs Unsecured Business Visa Credit Card

At a glance

Annual fee: not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so we don't say which is lower.
Purchase interest (APR): not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so we don't say which is lower.
Foreign transaction fee: not confirmed for Visa Classic Credit Card, Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so we don't say which is lower.

Visa Classic Credit Card compared with Visa Platinum Credit Card compared with Secured Business Visa Credit Card compared with Unsecured Business Visa Credit Card
5 of 8 rows have data	Visa Classic Credit CardBank First4 of 8 facts on file · annual fee checked Oct 2026	Visa Platinum Credit CardBank First5 of 8 facts on file · annual fee checked Oct 2026	Secured Business Visa Credit CardBank First2 of 8 facts on file · annual fee not yet checked	Unsecured Business Visa Credit CardBank First2 of 8 facts on file · annual fee not yet checked
Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so no card is marked lower.	A$0No annual fee	A$99	Not confirmed	Not confirmed
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so no card is marked lower.	12.54%	11.49%	Not confirmed	Not confirmed
Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.Not confirmed for Visa Classic Credit Card, Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so no card is marked lower.	Not confirmed	0%	Not confirmed	Not confirmed
Listed underThe sections of this site the card appears in.	Low Interest, Rewards	Low Interest, Premium, Rewards, Travel	Business, Low Interest, Secured	Business, Low Interest
NetworkSame on allWhere the card is accepted.	Visa	Visa	Visa	Visa
Apply	Apply	Apply	DetailsNo application link on file	DetailsNo application link on file

Visa Classic Credit CardBank First4 of 8 facts on file · annual fee checked Oct 2026
Visa Platinum Credit CardBank First5 of 8 facts on file · annual fee checked Oct 2026
Secured Business Visa Credit CardBank First2 of 8 facts on file · annual fee not yet checked
Unsecured Business Visa Credit CardBank First2 of 8 facts on file · annual fee not yet checked

Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so no card is marked lower.

Visa Classic Credit Card: A$0No annual fee
Visa Platinum Credit Card: A$99
Secured Business Visa Credit Card: Not confirmed
Unsecured Business Visa Credit Card: Not confirmed

Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so no card is marked lower.

Visa Classic Credit Card: 12.54%
Visa Platinum Credit Card: 11.49%
Secured Business Visa Credit Card: Not confirmed
Unsecured Business Visa Credit Card: Not confirmed

Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.Not confirmed for Visa Classic Credit Card, Secured Business Visa Credit Card and Unsecured Business Visa Credit Card, so no card is marked lower.

Visa Classic Credit Card: Not confirmed
Visa Platinum Credit Card: 0%
Secured Business Visa Credit Card: Not confirmed
Unsecured Business Visa Credit Card: Not confirmed

Listed underThe sections of this site the card appears in.

Visa Classic Credit Card: Low Interest, Rewards
Visa Platinum Credit Card: Low Interest, Premium, Rewards, Travel
Secured Business Visa Credit Card: Business, Low Interest, Secured
Unsecured Business Visa Credit Card: Business, Low Interest

NetworkSame on allWhere the card is accepted.

Visa Classic Credit Card: Visa
Visa Platinum Credit Card: Visa
Secured Business Visa Credit Card: Visa
Unsecured Business Visa Credit Card: Visa

Apply

DetailsNo application link on file

Not confirmed for any of these cards: Top earn rates, Welcome offer, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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Your cards · 4 of 4

Visa Classic Credit Card
Visa Platinum Credit Card
Secured Business Visa Credit Card
Unsecured Business Visa Credit Card

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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Visa Classic Credit Card review Visa Platinum Credit Card review Secured Business Visa Credit Card review Unsecured Business Visa Credit Card review

Questions

Frequently asked

Can I hold Visa Classic Credit Card, Visa Platinum Credit Card, Secured Business Visa Credit Card and Unsecured Business Visa Credit Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in Australia?

Every card in this comparison is issued for Australia. Approval depends on each issuer's credit and income criteria.