First Progress Platinum Elite Mastercard® Secured Credit Card vs First Progress Platinum Prestige Mastercard® Secured Credit Card vs First Progress Platinum Select Mastercard® Secured Credit Card
At a glance
- Lowest annual fee: First Progress Platinum Elite Mastercard® Secured Credit Card — $29, vs First Progress Platinum Prestige Mastercard® Secured Credit Card $49 and First Progress Platinum Select Mastercard® Secured Credit Card $39.
| 3 of 9 rows have data | |||
|---|---|---|---|
| On file | 2 of 4 facts on file · annual fee checked Oct 2026 | 2 of 4 facts on file · annual fee checked Oct 2026 | 2 of 4 facts on file · annual fee checked Oct 2026 |
| Fees | |||
Annual feePer year. Lower is marked only when every fee has been verified against the issuer. | $29LowerChecked files.consumerfinance.gov | $49Checked files.consumerfinance.gov | $39Checked files.consumerfinance.gov |
Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee. | Not confirmed · check with Synovus Bank | ||
| Rates | |||
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate. | Not confirmed · check with Synovus Bank | ||
| Rewards | |||
Top earn ratesPer unit of currency spent, as the card states it. Not ranked: points in different programs aren't worth the same, and most rates don't record their unit. | Not confirmed · check with Synovus Bank | ||
Rewards programWhere the points or cash back go. | Not confirmed · check with Synovus Bank | ||
| Welcome offer | |||
Welcome offerAs the issuer describes it. Offers change often, so check the terms before you apply. | Not confirmed · check with Synovus Bank | ||
| Perks | |||
Perks & benefitsAs the issuer lists them. Not ranked. | Not confirmed · check with Synovus Bank | ||
| The card | |||
NetworkSame on allWhere the card is accepted. | Mastercard | Mastercard | Mastercard |
Listed underSame on allThe sections of this site the card appears in. | Premium, Secured | Premium, Secured | Premium, Secured |
| Apply | DetailsNo application link on file | DetailsNo application link on file | DetailsNo application link on file |
- First Progress Platinum Elite Mastercard® Secured Credit CardSynovus Bank2 of 4 facts on file · annual fee checked Oct 2026
- First Progress Platinum Prestige Mastercard® Secured Credit CardSynovus Bank2 of 4 facts on file · annual fee checked Oct 2026
- First Progress Platinum Select Mastercard® Secured Credit CardSynovus Bank2 of 4 facts on file · annual fee checked Oct 2026
Annual feePer year. Lower is marked only when every fee has been verified against the issuer.
- First Progress Platinum Elite Mastercard® Secured Credit Card
- $29LowerChecked files.consumerfinance.gov
- First Progress Platinum Prestige Mastercard® Secured Credit Card
- $49Checked files.consumerfinance.gov
- First Progress Platinum Select Mastercard® Secured Credit Card
- $39Checked files.consumerfinance.gov
Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.
Not confirmed · check with Synovus Bank
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.
Not confirmed · check with Synovus Bank
Top earn ratesPer unit of currency spent, as the card states it. Not ranked: points in different programs aren't worth the same, and most rates don't record their unit.
Not confirmed · check with Synovus Bank
Rewards programWhere the points or cash back go.
Not confirmed · check with Synovus Bank
Welcome offerAs the issuer describes it. Offers change often, so check the terms before you apply.
Not confirmed · check with Synovus Bank
Perks & benefitsAs the issuer lists them. Not ranked.
Not confirmed · check with Synovus Bank
NetworkSame on allWhere the card is accepted.
- First Progress Platinum Elite Mastercard® Secured Credit Card
- Mastercard
- First Progress Platinum Prestige Mastercard® Secured Credit Card
- Mastercard
- First Progress Platinum Select Mastercard® Secured Credit Card
- Mastercard
Listed underSame on allThe sections of this site the card appears in.
- First Progress Platinum Elite Mastercard® Secured Credit Card
- Premium, Secured
- First Progress Platinum Prestige Mastercard® Secured Credit Card
- Premium, Secured
- First Progress Platinum Select Mastercard® Secured Credit Card
- Premium, Secured
DetailsNo application link on file
DetailsNo application link on file
DetailsNo application link on file
Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document On file, but not yet checked with the issuer — confirm it on their own page Not confirmed: we hold no checked figure — a blank is not a claim of zero
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- First Progress Platinum Elite Mastercard® Secured Credit Card
- First Progress Platinum Prestige Mastercard® Secured Credit Card
- First Progress Platinum Select Mastercard® Secured Credit Card
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The bottom line
Which one?
Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.
Questions
Frequently asked
Which is cheaper, First Progress Platinum Elite Mastercard® Secured Credit Card or First Progress Platinum Prestige Mastercard® Secured Credit Card or First Progress Platinum Select Mastercard® Secured Credit Card?
On annual fee, First Progress Platinum Elite Mastercard® Secured Credit Card is the lower-cost option. Weigh the fee against the rewards and perks each card actually delivers for your spending.
Can I hold First Progress Platinum Elite Mastercard® Secured Credit Card, First Progress Platinum Prestige Mastercard® Secured Credit Card and First Progress Platinum Select Mastercard® Secured Credit Card at the same time?
In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.
Are these cards available in United States?
Every card in this comparison is issued for United States. Approval depends on each issuer's credit and income criteria.