3 cards side by side

Cash Rebate VISA Platinum Card vs Low Rate VISA Platinum Card vs Rewards VISA Platinum Card

At a glance

Purchase interest (APR): Cash Rebate VISA Platinum Card, Low Rate VISA Platinum Card and Rewards VISA Platinum Card are on file but not verified against the issuer, so no card is marked lower.
Same foreign transaction fee on all 3: 0%.

Cash Rebate VISA Platinum Card compared with Low Rate VISA Platinum Card compared with Rewards VISA Platinum Card
5 of 8 rows have data	Cash Rebate VISA Platinum CardKirtland Federal Credit Union5 of 8 facts on file · annual fee not yet checked	Low Rate VISA Platinum CardKirtland Federal Credit Union4 of 8 facts on file · annual fee not yet checked	Rewards VISA Platinum CardKirtland Federal Credit Union5 of 8 facts on file · annual fee not yet checked
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Cash Rebate VISA Platinum Card, Low Rate VISA Platinum Card and Rewards VISA Platinum Card are on file but not verified against the issuer, so no card is marked lower.	12%–18%Not yet checked with Kirtland Federal Credit Union	9.5%–16.25%Not yet checked with Kirtland Federal Credit Union	10%–16.75%Not yet checked with Kirtland Federal Credit Union
Top earn ratesPer unit of currency spent, as the card states it. Not ranked: points in different programs aren't worth the same, and most rates don't record their unit.	1.5% on everything elseNot yet checked with Kirtland Federal Credit Union	Not confirmed	1x on everything elseNot yet checked with Kirtland Federal Credit Union
Foreign transaction feeSame on allAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.	0%	0%	0%
NetworkSame on allWhere the card is accepted.	Visa	Visa	Visa
Listed underSame on allThe sections of this site the card appears in.	Low Interest, Premium	Low Interest, Premium	Low Interest, Premium
Apply	DetailsNo application link on file	DetailsNo application link on file	DetailsNo application link on file

Cash Rebate VISA Platinum CardKirtland Federal Credit Union5 of 8 facts on file · annual fee not yet checked
Low Rate VISA Platinum CardKirtland Federal Credit Union4 of 8 facts on file · annual fee not yet checked
Rewards VISA Platinum CardKirtland Federal Credit Union5 of 8 facts on file · annual fee not yet checked

Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Cash Rebate VISA Platinum Card, Low Rate VISA Platinum Card and Rewards VISA Platinum Card are on file but not verified against the issuer, so no card is marked lower.

Cash Rebate VISA Platinum Card: 12%–18%Not yet checked with Kirtland Federal Credit Union
Low Rate VISA Platinum Card: 9.5%–16.25%Not yet checked with Kirtland Federal Credit Union
Rewards VISA Platinum Card: 10%–16.75%Not yet checked with Kirtland Federal Credit Union

Top earn ratesPer unit of currency spent, as the card states it. Not ranked: points in different programs aren't worth the same, and most rates don't record their unit.

Cash Rebate VISA Platinum Card: 1.5% on everything elseNot yet checked with Kirtland Federal Credit Union
Low Rate VISA Platinum Card: Not confirmed
Rewards VISA Platinum Card: 1x on everything elseNot yet checked with Kirtland Federal Credit Union

Foreign transaction feeSame on allAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.

Cash Rebate VISA Platinum Card: 0%
Low Rate VISA Platinum Card: 0%
Rewards VISA Platinum Card: 0%

NetworkSame on allWhere the card is accepted.

Cash Rebate VISA Platinum Card: Visa
Low Rate VISA Platinum Card: Visa
Rewards VISA Platinum Card: Visa

Listed underSame on allThe sections of this site the card appears in.

Cash Rebate VISA Platinum Card: Low Interest, Premium
Low Rate VISA Platinum Card: Low Interest, Premium
Rewards VISA Platinum Card: Low Interest, Premium

Apply

DetailsNo application link on file

Not confirmed for any of these cards: Annual fee, Welcome offer, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Cash Rebate VISA Platinum Card review Low Rate VISA Platinum Card review Rewards VISA Platinum Card review

Questions

Frequently asked

Can I hold Cash Rebate VISA Platinum Card, Low Rate VISA Platinum Card and Rewards VISA Platinum Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in United States?

Every card in this comparison is issued for United States. Approval depends on each issuer's credit and income criteria.