4 cards side by side

Member Cash Rewards+ (Signature) vs Member First vs Member Rate Advantage vs Platinum Rewards for Students

At a glance

We don’t hold confirmed fee or interest figures for these cards, so we can’t say which costs less. The table shows everything we do hold.

Member Cash Rewards+ (Signature) compared with Member First compared with Member Rate Advantage compared with Platinum Rewards for Students
3 of 8 rows have data	Member Cash Rewards+ (Signature)Golden 1 Credit Union3 of 8 facts on file · annual fee not yet checked	Member FirstGolden 1 Credit Union2 of 8 facts on file · annual fee not yet checked	Member Rate AdvantageGolden 1 Credit Union2 of 8 facts on file · annual fee not yet checked	Platinum Rewards for StudentsGolden 1 Credit Union2 of 8 facts on file · annual fee not yet checked
Rewards programWhere the points or cash back go.	Member Cash Rewards Plus Program	Not confirmed	Not confirmed	Not confirmed
Listed underThe sections of this site the card appears in.	Cash Back, Dining, Gas & Fuel, Groceries, Rewards	Credit Building, Secured	Low Interest	Premium, Rewards, Student
NetworkSame on allWhere the card is accepted.	Visa	Visa	Visa	Visa
Apply	Apply	Apply	Apply	DetailsNo application link on file

Member Cash Rewards+ (Signature)Golden 1 Credit Union3 of 8 facts on file · annual fee not yet checked
Member FirstGolden 1 Credit Union2 of 8 facts on file · annual fee not yet checked
Member Rate AdvantageGolden 1 Credit Union2 of 8 facts on file · annual fee not yet checked
Platinum Rewards for StudentsGolden 1 Credit Union2 of 8 facts on file · annual fee not yet checked

Rewards programWhere the points or cash back go.

Member Cash Rewards+ (Signature): Member Cash Rewards Plus Program
Member First: Not confirmed
Member Rate Advantage: Not confirmed
Platinum Rewards for Students: Not confirmed

Listed underThe sections of this site the card appears in.

Member Cash Rewards+ (Signature): Cash Back, Dining, Gas & Fuel, Groceries, Rewards
Member First: Credit Building, Secured
Member Rate Advantage: Low Interest
Platinum Rewards for Students: Premium, Rewards, Student

NetworkSame on allWhere the card is accepted.

Member Cash Rewards+ (Signature): Visa
Member First: Visa
Member Rate Advantage: Visa
Platinum Rewards for Students: Visa

Apply

DetailsNo application link on file

Not confirmed for any of these cards: Annual fee, Purchase interest (APR), Foreign transaction fee, Top earn rates, Welcome offer. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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Member Cash Rewards+ (Signature)
Member First
Member Rate Advantage
Platinum Rewards for Students

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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Member Cash Rewards+ (Signature) review Member First review Member Rate Advantage review Platinum Rewards for Students review

Questions

Frequently asked

Can I hold Member Cash Rewards+ (Signature), Member First, Member Rate Advantage and Platinum Rewards for Students at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in United States?

Every card in this comparison is issued for United States. Approval depends on each issuer's credit and income criteria.