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2 cards side by side

Mastercard Classic vs Mastercard Platinum

At a glance
  • Purchase interest (APR): Mastercard Classic and Mastercard Platinum are on file but not verified against the issuer, so no card is marked lower.
  • Same annual fee on both: $0.
  • Same foreign transaction fee on both: 1%.
  1. Mastercard ClassicBlucurrent Credit Union3 of 8 facts on file · annual fee checked Oct 2026
  2. Mastercard PlatinumBlucurrent Credit Union4 of 8 facts on file · annual fee checked Oct 2026
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Mastercard Classic and Mastercard Platinum are on file but not verified against the issuer, so no card is marked lower.
Mastercard Classic
13.9%Not yet checked with Blucurrent Credit Union
Mastercard Platinum
9.9%Not yet checked with Blucurrent Credit Union
Annual feeSame on allPer year. Lower is marked only when every fee has been verified against the issuer.
Mastercard Classic
$0No annual fee
Mastercard Platinum
$0No annual fee
Foreign transaction feeSame on allAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.
Mastercard Classic
1%
Mastercard Platinum
1%
Listed underThe sections of this site the card appears in.
Mastercard Classic
Not confirmed
Mastercard Platinum
Low Interest
Apply
DetailsNo application link on file
DetailsNo application link on file

Not confirmed for any of these cards: Top earn rates, Welcome offer, Rewards program, Network. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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  • Mastercard Classic
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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Mastercard Classic reviewMastercard Platinum review
Questions

Frequently asked

Can I hold Mastercard Classic and Mastercard Platinum at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in United States?

Every card in this comparison is issued for United States. Approval depends on each issuer's credit and income criteria.