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2 cards side by side

Cashback Business Credit Card vs FlexiPay Business Credit Card

At a glance
  • Annual fee: not confirmed for FlexiPay Business Credit Card, so we don't say which is lower.
  • Purchase interest (APR): not confirmed for FlexiPay Business Credit Card, so we don't say which is lower.
  • Foreign transaction fee: not confirmed for Cashback Business Credit Card, so we don't say which is lower.
  1. Cashback Business Credit CardFunding Circle5 of 8 facts on file · annual fee checked Sep 2026
  2. FlexiPay Business Credit CardFunding Circle3 of 8 facts on file · annual fee not yet checked
Annual feePer year. Lower is marked only when every fee has been verified against the issuer.Not confirmed for FlexiPay Business Credit Card, so no card is marked lower.
Cashback Business Credit Card
£0No annual fee
FlexiPay Business Credit Card
Not confirmed
Purchase interest (APR)Charged on balances you carry. Your rate may depend on approval. Lower is marked only when a published issuer or regulator document confirms every card's rate.Not confirmed for FlexiPay Business Credit Card, so no card is marked lower.
Cashback Business Credit Card
14.9%
FlexiPay Business Credit Card
Not confirmed
Foreign transaction feeAdded to purchases in another currency. Lower is marked only when a published issuer or regulator document confirms every card's fee.Not confirmed for Cashback Business Credit Card, so no card is marked lower.
Cashback Business Credit Card
Not confirmed
FlexiPay Business Credit Card
0%
Welcome offerAs the issuer describes it. Offers change often, so check the terms before you apply.
Cashback Business Credit Card
Our Cashback business credit card gives you 2% cashback for the first 6 months, up to £2,000. Then 1% uncapped cashback on everything you spend after that
FlexiPay Business Credit Card
Not confirmed
Listed underThe sections of this site the card appears in.
Cashback Business Credit Card
Business, Cash Back
FlexiPay Business Credit Card
Business, Small Business
NetworkSame on allWhere the card is accepted.
Cashback Business Credit Card
Visa
FlexiPay Business Credit Card
Visa

Not confirmed for any of these cards: Top earn rates, Rewards program. We leave these out rather than show a row of blanks — check the issuer’s own terms for them.

Lower lowest figure, marked only when every card’s figure is confirmed by the issuer’s or a regulator’s published document Not confirmed: we hold no checked figure — a blank is not a claim of zero On file, but not yet checked with the issuer — confirm it on their own page

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  • Cashback Business Credit Card
  • FlexiPay Business Credit Card
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The bottom line

Which one?

Cost is only half of it. Match each card’s earn rates and welcome offer to where your money actually goes, confirm anything marked “not confirmed” with the issuer, then open the full review for the card that fits.

Questions

Frequently asked

Can I hold Cashback Business Credit Card and FlexiPay Business Credit Card at the same time?

In most cases, yes. Holding cards from different issuers is common and can help you cover more spending categories. Check each issuer's own policies for any restrictions.

Are these cards available in United Kingdom?

Every card in this comparison is issued for United Kingdom. Approval depends on each issuer's credit and income criteria.